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  • June pension change notices for retired members available online

    June 17, 2022

    Pension change notices for June are now available in Online Services. Notices are available online only, but may be printed from your account. This notice will only be added to your account if there has been a change in your net monthly pension payment. To view your notice, register for or log in to your Online Services account and choose “My TRAF Documents.”

  • Open for document drop-off and limited in-person appointments

    May 24, 2022

    TRAF is open during regular business hours for document drop-offs and pick-ups. 

    In addition to phone and Zoom appointments, which have proven to be effective and convenient, we are also open for in-person appointments on a limited basis for members who have pre-scheduled their appointment and:

    • - Are considering retiring within six months from the date of the appointment,
    • - Require assistance completing their pension application, associated required documents or other form, or
    • - Require accommodation for accessibility reasons.

    Prior to your visit, please review the Visiting TRAF fact sheet, which outlines how and when to make an appointment and what you can expect when you visit. Please note walk-ins are not permitted.

    Is it an appointment or a drop-off?

    Drop-offs mean you have all of the necessary documentation completed in advance and want to leave it with a staff member in our office. Document drop-offs and pick-ups do not require an appointment and these visits should only take a minute. Otherwise, please call us or book an appointment to discuss your situation in detail.

    As an alternative to dropping off documents at our office, we encourage members to share documents with us through our secure online platform. Register for and log in to Online Services for immediate access to this easy-to-use tool.

  • Spring 2022 newsletters are available now

    May 18, 2022

    Read the spring 2022 editions of The Link (for active and deferred members) and The Horizon (for retired members). News stories include 2021 investment results and the impact of inflation on your pension.

  • 2022 cost of living adjustment

    March 15, 2022

    Effective July 1, 2022, TRAF will pay a cost of living adjustment (COLA) of 2.10% to eligible members receiving a TRAF pension.

    To learn more, visit Cost of Living Adjustment (COLA).

  • Current contact information required for electronic deposit of pension payments

    February 22, 2022

    In order for you to receive electronic deposit of your pension payments, TRAF must have a current mailing address, email and phone number. It is imperative that you keep us fully informed of any changes to your contact information.

    If your mail is returned to TRAF undelivered, we will attempt to contact you by email and by telephone for an address update. If we are unsuccessful, you will no longer be eligible for the electronic deposit of your pension payments. Your monthly pension cheques will be printed and held in our office until contact has been re-established.

    Register for and log in to Online Services and click "Account Profile" to update your information.

  • Your 2021 T4A is now available

    February 22, 2022

    Your 2021 T4A is now available in your Online Services account. Login or register today. Paper copies were mailed in mid-February.

  • Returning to teach or work after retirement

    January 5, 2022

    If you return to teach under contract in a position covered by TRAF while collecting your pension and work more than 120 full days in a school year (including substitute service), your pension will be suspended on the 121st day and you must again contribute to TRAF. You are required to notify your employer(s) that you are receiving a TRAF pension and you will be required to track the number of days you work and notify your employer(s) and TRAF when that number reaches 120 days. Your employer is also required to notify TRAF in writing when the number of days is expected to reach 120 days.

    The 120-day rule does not apply if you are age 65 or older and have at least 15 years of qualifying service before reaching your 121st day.

    If you have returned or plan to return to teaching (or any other position covered by TRAF) after retirement, it is important that you understand all of the rules that apply, including both the 120-day rule and the 90-day rule, and the impact they may have on your pension.

    For more information, please refer to the Teaching After Retirement fact sheet. We also encourage you to contact us to discuss your personal situation.

  • Financial outlook of the TRAF pension plan

    December 22, 2021

    A “Special Edition Newsletter Focused on Sustainability” is now available, which focuses on the plan's funding, account structure and long-term financial outlook.

    Whether you’re early or mid-career, or approaching or enjoying retirement, it’s important to understand the financial outlook of your pension plan. Read more.

  • Annual statements now available

    December 1, 2021

    2021 annual statements are now available through Online Services.

    Your annual statement provides important information such as when you are eligible to apply for your pension, projected gross monthly pension estimates, your termination benefit and your pre-retirement survivor’s benefit. It also confirms your beneficiary designation in the event you pass away before your pension begins.

    Log in or register for Online Services to review this important information.

  • Rules for relationship breakdowns changed October 1, 2021

    October 15, 2021

    Effective October 1, 2021, various changes to provisions of The Pension Benefits Act (PBA) came into effect through proclamation of Bill 8, The Pension Benefits Amendment Act. While many changes were made, only one impacts your TRAF membership: the changes to the pension division rules when a relationship breakdown occurs on or after October 1, 2021.

    If you and your partner (married or common-law) have separated, it is important to contact TRAF promptly for information on how your pension is affected. If the separation is permanent, your former partner may be entitled to up to 50% of the pension value earned from the date the relationship began to the date of separation.

    Different options are available to you if your separation date was prior to, or on or after, October 1, 2021. Contact us for more information, or review these pages if separation occurred prior to pension commencement or if separation occurred after pension commencement.