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  • January pension change notices for retired members available online

    January 21, 2022

    Pension change notices for January are now available in Online Services. Notices are available online only, but may be printed from your account. This notice will only be added to your account if there has been a change in your net monthly pension payment. To view your notice, register for or log in to your Online Services account and choose “My TRAF Documents.”

  • Your 2021 T4A is now available

    January 20, 2022

    Your 2021 T4A is now available in your Online Services account. Login or register today. Paper copies will be mailed in mid-February.

  • Returning to teach or work after retirement

    January 5, 2022

    If you return to teach under contract in a position covered by TRAF while collecting your pension and work more than 120 full days in a school year (including substitute service), your pension will be suspended on the 121st day and you must again contribute to TRAF. You are required to notify your employer(s) that you are receiving a TRAF pension and you will be required to track the number of days you work and notify your employer(s) and TRAF when that number reaches 120 days. Your employer is also required to notify TRAF in writing when the number of days is expected to reach 120 days.

    The 120-day rule does not apply if you are age 65 or older and have at least 15 years of qualifying service before reaching your 121st day.

    If you have returned or plan to return to teaching (or any other position covered by TRAF) after retirement, it is important that you understand all of the rules that apply, including both the 120-day rule and the 90-day rule, and the impact they may have on your pension.

    For more information, please refer to the Teaching After Retirement fact sheet. We also encourage you to contact us to discuss your personal situation.

  • TRAF's office remains temporarily closed

    January 4, 2022

    TRAF’s office continues to be closed and in-person member appointments continue to be suspended until further notice.

    However, appointments by phone or Zoom are effective and convenient, and our staff remain available to answer your enquiries during regular business hours from 8 a.m. to 5 p.m. Monday through Friday. We also continue to accept pre-scheduled phone or Zoom appointments one Saturday each month during the school year. Please contact us to schedule your appointment.

    For access to share documents with us through our secure and easy-to-use online platform, please register for and log in to Online Services.

  • Financial outlook of the TRAF pension plan

    December 22, 2021

    A “Special Edition Newsletter Focused on Sustainability” is now available, which focuses on the plan's funding, account structure and long-term financial outlook.

    Whether you’re early or mid-career, or approaching or enjoying retirement, it’s important to understand the financial outlook of your pension plan. Read more.

  • Annual statements now available

    December 1, 2021

    2021 annual statements are now available through Online Services.

    Your annual statement provides important information such as when you are eligible to apply for your pension, projected gross monthly pension estimates, your termination benefit and your pre-retirement survivor’s benefit. It also confirms your beneficiary designation in the event you pass away before your pension begins.

    Log in or register for Online Services to review this important information.

  • Fall 2021 newsletters are available now

    October 28, 2021

    Read the fall 2021 editions of The Link (for active and deferred members) and The Horizon (for retired members). News stories include: Rules for relationship breakdowns changed October 1, 2021; Funding valuation results; July 2021 retirement statistics and more.

  • Rules for relationship breakdowns changed October 1, 2021

    October 15, 2021

    Effective October 1, 2021, various changes to provisions of The Pension Benefits Act (PBA) came into effect through proclamation of Bill 8, The Pension Benefits Amendment Act. While many changes were made, only one impacts your TRAF membership: the changes to the pension division rules when a relationship breakdown occurs on or after October 1, 2021.

    If you and your partner (married or common-law) have separated, it is important to contact TRAF promptly for information on how your pension is affected. If the separation is permanent, your former partner may be entitled to up to 50% of the pension value earned from the date the relationship began to the date of separation.

    Different options are available to you if your separation date was prior to, or on or after, October 1, 2021. Contact us for more information, or review these pages if separation occurred prior to pension commencement or if separation occurred after pension commencement.

  • 2021 cost of living adjustment

    February 26, 2021

    Effective July 1, 2021, TRAF will pay a cost of living adjustment (COLA) of 0.73% to eligible members receiving a TRAF pension.

    To learn more, visit Cost of Living Adjustment (COLA).

  • The importance of investment returns to the pension plan

    November 24, 2020

    A significant advantage of defined benefit pension plans like TRAF is the long-term compounding of investment returns on contributions. Learn more.