If you return to teach under contract in a position covered by TRAF while collecting your pension and work more than 120 full days in a school year (including substitute service), your pension will be suspended on the 121st day and you must again contribute to TRAF. You are required to notify your employer(s) that you are receiving a TRAF pension and you will be required to track the number of days you work and notify your employer(s) and TRAF when that number reaches 120 days. Your employer is also required to notify TRAF in writing when the number of days is expected to reach 120 days.
The 120-day rule does not apply if you are age 65 or older and have at least 15 years of qualifying service before reaching your 121st day.
If you have returned or plan to return to teaching (or any other position covered by TRAF) after retirement, it is important that you understand all of the rules that apply, including both the 120-day rule and the 90-day rule, and the impact they may have on your pension.
For more information, please refer to the Teaching After Retirement fact sheet. We also encourage you to contact us to discuss your personal situation.
